Our Business

Preferred Capital BIDCO, Inc. is a nationally chartered, non-depository, lending institution licensed by the Delaware State Banking Commission. Our focus is on providing financing to small businesses through government guaranteed programs, and we are a National Preferred Lender (PLP) with the U.S. Small Business Administration.

How We Are Different

Preferred Capital is a direct lender specializing in providing long-term flexible financing. Experts in commercial owner-user real estate and small business lending, we are dedicated to providing borrowers with the capital they need. We have helped thousands of companies grow and succeed.

Preferred Capital: - Lender, not a bank, so we can think outside the box! We are not brokers!
- Provide up to 90% financing
- Flexible terms up to 25 years
- Permanent financing - no balloons or call dates
- Competitive market rates
- Reasonable collatoral requirements
- Fast credit decisions - generally within 48 hours
- Closings generally within 30 to 45 days from signed commitments
- Personalized service
- Your information is secure
- Lending is all we do... we will not try to sell you additional financial services